To find the best Barclays credit cards, we performed a thorough analysis of Barclays available cards today. Based on our research and real consumer reviews, these are our expert picks for the best Barclays credit cards in 2022. These are not the highest rewards out there, but they do enable you to save toward college with linked accounts easily. After that, it reverts to the typical purchase and balance transfer APR of 14.99%, 19.99% or 24.99%. There is no annual fee nor any foreign transaction fees to help save you money. Pros
Intro APR for balance transfersBonus cashbackExtra cashback for College Savings Plans
Cons
No intro APRMinimal cash backBalance transfer fee
There is a variable APR of 15.74%, 19.99% or 24.99%, but you will receive a 0% APR when you purchase a Wyndham timeshare. Pros
0% APR on Wyndham Timeshare PurchasesGenerous rewards for everyday spendingAnniversary credit
Cons
Restricted redemption optionsReduced awards for Target and WalmartResort fees separate
Your points never expire, so you can take your time redeeming them. When you are ready, you can redeem your points after you have accumulated 500 TrueBlue points. To really maximize your earnings, you have the option to pool your points with friends and family for greater cashback when you need it. Pros
Points never expireExtra flight perksCan pool points
Cons
Must pay annual fee for intro offerLimited redemption optionsBalance transfer fee
There is no annual fee, and points never expire. There are no caps, either, so you earn as many rewards as you can spend. You can redeem your rewards for your choice of cashback, an AARP membership, or more options available at BarclaysUs.com. It is a feel-good card, too. To give back, Barclays donates $10 for each new account it receives and 1% of all purchases to the AARP Foundation. Pros
Intro APR for balance transfersCashback bonusCashback for medical expenses
Cons
No intro purchase APRHigh APRForeign transaction fees
For regular rewards, there are 2x miles per $1 on eligible American Airlines purchases, as well as telecom, office supply, and even car rental companies. All other purchases earn you one AAdvantage mile per dollar. You can earn $3,000 Elite Qualifying Dollars (EQDs) when you spend at least $25,000 in purchases through the end of February. Pros
Travel upgradesIntro offerAnnual bonus option
Cons
No premium lounge accessFew benefitsAnnual fee
You can team up with family and friends to pool points that you can redeem for greater rewards. There are no blackout dates, and your points will not expire as long as you make a purchase every six months. Pros
5x miles on Frontier flightsEarn miles for diningNo foreign transaction fees
Cons
Annual fee Rewards may expireBest rewards with Frontier
APR: Your credit card’s APR shows how much interest you will pay on your purchases or balances transfers. This is typically dependent on your income and credit score, with APRs assigned based on creditworthiness.Fee: The terms and conditions of your credit card will itemize the fees and charges associated with the card. This can include fees for things like annual fees, foreign transaction fees, cash advances, and balance transfers. Rewards: The best Barclays credit cards include regular rewards that you can redeem for cash or airline miles. Consider which rewards would make the most sense for your lifestyle and find a card to meet your specific needs.Introductory offer: Many credit cards offer an introductory offer, such as a 0% APR on purchases or balance transfers or waived fees for a certain period of time. Rewards can vary significantly between cards, so we suggest comparing different Barclays credit cards to find the one that makes the most sense for your needs.
Holland America Line credit card: Great cruise rewardsJetBlue Business credit card: For corporate travelAAdvantage Aviator Red World Elite Mastercard: The Choice Privileges Visa card: Best for Choice Privileges rewardsAAdvantage Aviator Red World Elite Mastercard: Earn airline miles
While comparing credit cards, consider our recommendations for the best airline credit card, the best travel rewards business credit card, and the best credit card for good credit!
